In this post, we are going to discuss about a use case most of us adults have encountered in our lives – identity verification using Questions that only the individual in context can know the Answers. For example, while requesting a credit report, the bureaus want to make sure that the individual requesting is indeed the one who owns the Social Security Number. Therefore, the individual is challenged with a set of questions about their past residence, date of birth, company association, etc. This prevents identity theft, abuse of PII and keeps the internet safe. All of this has been made possible through the LexisNexis Risk Defense Platform (LN-RDP).
If you are running a regulated business (like tobacco, alcohol, etc.) that requires identity verification, then you have a requirement to integrate your website with LN-RDP. We are going to briefly talk about that in our post.
The first step is to complete the questionnaire and select the checks required for your business. There are different types of validations like SSN, Address/Residence, Age/DOB, Phone, etc. Once the questionnaire is submitted to LexisNexis (LN), they will share a copy of their Risk Defense Platform (RDP) REST API documentation.
The API comes in two flavors – Staging and Live. LN salesperson will provide you the credentials, staging api url end-point for testing your integration. Once you are satisfied with the testing, LN will provide you the Live api end-point for you to use in Production.
The API is very straightforward. It requires Base64 encoded version of the credentials in the header and an associative array for the input elements to be sent in a json encoded format in the body of the POST request. The API returns the value in json format and can be decoded to interpret Pass or Fail.
LexisNexis has a huge database that it sources from and is a reliable service to make your business compliant.
If you are thinking of integrating your website with LN-RDP, please feel free to contact us. ByteCode Labs can help with every step of the process.